Houston Chapter 7 Bankruptcy Attorney
Reasons To Choose Our Firm
We Have Over 70 Years Of Combined Experience
We Offer Free Case Consultations
We Have Four Convenient Office Locations
We Provide Affordable Payment Plans
We’re Available For After-Hour & Saturday Appointments
Filing for bankruptcy carries a negative stigma in society, namely that
people think it is a sign of failure. However, the reality is that bankruptcy
can be a liberating decision that can provide you with a fresh financial
start and relief from debt. Chapter 7 bankruptcy is one of the most common
filing options and is intended to help individuals who are facing garnishments,
liens, foreclosure or repossession.
At Guzman Law Firm, our
Houston bankruptcy lawyers have
more than 70 years of combined experience representing clients who are filing for bankruptcy. We understand that
it can seem very complex and overwhelming and you can rely on our knowledgeable
team to guide you. Our intention is to help you determine if this is the
right step for you and assist you to get through the process of Chapter
7 bankruptcy as smoothly as possible. Filing for Chapter 7 sets in place
an automatic stay which protects you from bank levies, creditor harassment,
repossession, foreclosure, and wage garnishment.
Chapter 7 bankruptcy can help to discharge the following debts:
Credit card debt
When you contact a Houston bankruptcy attorney at Guzman Law Firm, one
of the first thingswe will discuss is your eligibility for Chapter 7 bankruptcy.
In order to determine whether or not you qualify, you must pass what is
known as the “means test.” This is a formula that assesses
your income compared with your debt and daily living expenses to determine
your ability to pay off loans and mortgages.
If you choose our firm to assist you with your bankruptcy case, you can
rely on us for our discretion and our respect. To make an appointment
with our Houston bankruptcy lawyers for a
call us today at (713) 338-9009!