Chapter 7 Bankruptcy in Houston

Guzman Law Firm Guides You Through the Bankruptcy Process

Chapter 7 Bankruptcy Lawyer Reasons To Choose Our Firm

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Filing for bankruptcy carries a negative stigma in society, namely that people think it is a sign of failure. However, the reality is that bankruptcy can be a liberating decision that can provide you with a fresh financial start and relief from debt. Chapter 7 bankruptcy is one of the most common filing options and is intended to help individuals who are facing:

  • Garnishments
  • Lies
  • Foreclosure
  • Repossession

At Guzman Law Firm, our Chapter 7 Bankruptcy Lawyers in Houston have more than 70 years of combined experience representing clients who are filing for bankruptcy. We understand that it can seem very complex and overwhelming and you can rely on our knowledgeable team to guide you. Our intention is to help you determine if this is the right step for you and assist you to get through the process of Chapter 7 bankruptcy as smoothly as possible. Filing for Chapter 7 sets in place an automatic stay which protects you from:

  • Bank levies
  • Creditor harassment
  • Repossession
  • Foreclosure
  • Wage garnishment

Chapter 7 bankruptcy can help to discharge the following debts:

Credit card debt
Medical bills
Personal loans
Unsecured loans

Are you eligible for Chapter 7?
Call today to learn more.

When you contact a Chapter 7 bankruptcy attorney at Guzman Law Firm, one of the first things we will discuss is your eligibility for Chapter 7 bankruptcy or Chapter 13 bankruptcy. In order to determine whether or not you qualify, you must pass what is known as the “means test.” This is a formula that assesses your income compared with your debt and daily living expenses to determine your ability to pay off loans and mortgages.

If you choose our firm to assist you with your bankruptcy case, you can rely on us for our discretion and our respect. To make an appointment with our Houston Chapter 7 bankruptcy lawyers for a free evaluation, call us today at (713) 338-9009!

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